Terms of Use

Last updated: January 2026

Welcome to Centsible. These Terms of Use ("Terms") govern your access to and use of centsiblemoney.com (the "Site"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Educational purpose only

All content on the Site is provided for general informational and educational purposes only. It is not financial, investment, tax, accounting, or legal advice, and it is not a recommendation to buy or sell any product or security. See our full disclaimer. You are solely responsible for your own financial decisions and should consult a qualified professional before acting.

2. No professional relationship

Using the Site, contacting us, or subscribing to our newsletter does not create any advisory, fiduciary, or professional relationship between you and Centsible.

3. Accuracy and availability

We work to keep information accurate and current, but financial products, rates, and rules change frequently. We make no warranty that content is complete, accurate, or up to date, and we may modify or remove content at any time without notice. The Site is provided "as is" and "as available." We do not guarantee uninterrupted or error-free operation.

4. Third-party links and advertising

The Site contains advertising and links to third-party websites and products. We do not control and are not responsible for the content, products, services, or privacy practices of third parties. Inclusion of a link or advertisement does not imply our endorsement. Any dealings you have with third parties are solely between you and that third party.

5. Intellectual property

Unless otherwise noted, all content on the Site — including text, graphics, logos, and design — is owned by or licensed to Centsible and is protected by copyright and other laws. You may share links to our content and quote brief excerpts with attribution, but you may not republish, reproduce, or distribute substantial portions without our prior written permission.

6. Acceptable use

You agree not to use the Site to violate any law; to attempt to gain unauthorized access to our systems; to introduce malware; to scrape or harvest content at scale; or to interfere with the Site's operation or other users' use of it.

7. Limitation of liability

To the fullest extent permitted by law, Centsible and its owners and contributors will not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of, or inability to use, the Site or any content, products, or services referenced on it — even if we have been advised of the possibility of such damages.

8. Indemnification

You agree to indemnify and hold harmless Centsible from any claims, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of the Site or your violation of these Terms.

9. Changes to these Terms

We may revise these Terms at any time by posting an updated version on this page. Your continued use of the Site after changes are posted means you accept the revised Terms.

10. Governing law

These Terms are governed by the laws of the United States and the state in which the Site operator resides, without regard to conflict-of-law principles.

11. Contact

Questions about these Terms? Reach us through our contact page.